The Four Ds reflect the essence of our character, our purpose, and our commitment to you.
Our Approach
Driven by values. Committed to service. Inspired by you.
We are proactive, innovative, comprehensive, and deeply committed to seeing each client as an individual with unique needs and opportunities. We customize because we care.
We design customized approaches based on your needs and aspirations. We design solutions that are right for you, and we alter them as your life circumstances change.
The Four Ds
Our Values
We are in the business of earning your long-term trust. We value our relationship with you.
Reporting
We know that you always want to know how you are doing. Our reports make that easy.
Fees
Our fees are transparent, fair, and focused on delivering maximum value.
Our Process
We learn about you so we can customize your portfolio effectively.
QAM Tracking Pools
You have access to world-class institutional managers not usually available to individual investors.
The Four Ds
Diversification, discipline, detachment, dedication.
The Four Ds form the basis of Quadrant Private Wealth’s portfolio management philosophy. It is more than a convenient shorthand; it reflects the very essence of our character, our purpose, and our commitment.
Diversification
We never put all of our eggs in one investment basket. Appropriate diversification of your assets helps you manage risk while moving toward your goals.
Discipline
We are committed to paying ongoing and focused attention to your portfolio to ensure it still aligns with your goals.
Detachment
We act on evidence and market performance, consistent with your personalized Investment Policy Statement. As a Portfolio Manager, it is our fiduciary duty to act in your best interests. We do not act based on bias or emotion.
Dedication
This is where you come in. We look to our clients to remain committed to their long-term objectives and dedicated to the long-term plan.
Our Values
We aim to earn your long-term trust.
We are in the business of building long-term relationships, and so we are in the business of earning your long-term trust. We are driven by the following values:
Transparency
Everything we do on your behalf is expressed and explained. We aim to correspond with clarity; and we explain our fees in detail.
Your best interests
Acting in your best interests is our legal obligation. But we also see it as our moral duty and our privilege.
Relationship-driven
We are committed to maintaining regular, open, meaningful contact with you and to providing the highest possible levels of client service. The success of your plan hinges on effective communications.
Integrity
We deal with our clients, partners, and employees in a principled and respectful way. Being honest and true to our values matters to us.
Giving back
We believe that philanthropy and volunteerism empower communities to thrive. We are philanthropic as a company and as individuals, and through the GiftPact Foundation, we make it easy for our clients to be philanthropic, too.
Reporting
Contact and clarity.
You will receive quarterly reports from Quadrant Private Wealth and regular reports from the independent custodian of your assets. More frequent reporting from Quadrant Private Wealth is available upon request.
Our reports are easy to understand and show the performance of your assets over time.
We also provide tax reporting to help your tax professional prepare your returns.
We know that you always want to know how you are doing. Our reports answer that question.
Fees
The value you deserve.
Quadrant Private Wealth’s fees are transparent, fair, and focused on delivering maximum value for our clients.
It is a priority for us to disclose and explain all fees.
Our fees are broken down into two parts: direct and indirect.
Direct fees (shown in the table below) are the fees charged by Quadrant Private Wealth for the services we provide, including custody of your assets and paying external managers.
Indirect fees are the administrative fees charged by the underlying pools in which we invest, ranging from 5 to 15 basis points depending on the nature of your investment.
For example, if you have assets of under $1 million with 60% in equities and 40% invested in fixed income, your fees would be 1.95% (direct fees) plus 13 basis points in indirect fees for a total of 2.08%.
If you are comparing Quadrant Private Wealth’s fees with those of other firms, be sure to ask for all fees (direct and indirect) to make a proper comparison. Quadrant fees include value-added comprehensive wealth planning services at no additional cost.
Direct Fees
| Assets From | To | Fee |
|---|---|---|
| Up to | $1, 000, 000 | 1.95% |
| $1, 000, 001 | $3, 000, 000 | 1.55% |
| $3, 000, 001 | $5, 000, 000 | 1.30% |
| $5, 000, 001 | $7, 000, 000 | 1.00% |
| $7, 000, 001 | $10, 000, 000 | 0.75% |
| $10, 000, 000 | And Up | Negotiable based upon services |
Our Process
Helping you see the big picture.
You are a person with dreams, challenges, opportunities, obligations, and ideas. Our first job is to learn about all of these things. To learn about your entire financial picture. To learn about you.
1. We understand
We want to know what your financial objectives are today and for the long term. We want to understand what can help you reach your goals. We want to hear what you think might be holding you back.
2. We plan
Based on what we learn, we develop a financial plan and an Investment Policy Statement (IPS). The IPS is the blueprint that will drive investment decisions on your behalf.
3. We craft
We design a portfolio that aligns with your objectives.
4. We monitor
We follow your portfolio and check in with you regularly. We make changes to your portfolio as conditions dictate and as your life circumstances evolve.
QAM Tracking Pools
Providing access to world-leading managers.
Our QAM Tracking Pools™ are an innovative tool we have designed to give our clients access to world-class institutional managers not otherwise available to individual investors.
We conduct rigorous, ongoing reviews of management to select best-in-class institutional managers, making changes as required.
The pools are globally diverse, and reflect a range of asset classes.
Asset class managers or investment products
| Asset Class | Manager / Underlying |
|---|---|
| QAM Short Term Income | Fidelity Clearing Canada |
| QAM Canadian Fixed Income | Vanguard Investments Canada |
| QAM Enhanced Fixed Income | CI Investments |
| QAM Dividend and Income | BMO Global Asset Management, Romspen, preferred shares, mortgage investment corporations |
| QAM Canadian Equity | Fiera Capital Corporation |
| QAM U.S. Equity II | Beutel Goodman Asset Management |
| QAM International Equity | Mawer Investment Management |
| QAM Small Cap Equity | Hillsdale Investment Management |
| QAM Real Estate | MFS Investment Management, Manulife, and Dynamic Global Infrastructure |
